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NEW QUESTION: 1
A corporate bond maturing in 1 year yields 8.5% per year, while a similar treasury bond yields 4%. What is the probability of default for the corporate bond assuming the recovery rate is zero?
A. 4.50%
B. 8.50%
C. 4.15%
D. Cannot be determined from the given information
Answer: C
Explanation:
Explanation
The probability of default would make the future cash flows from both the bonds identical. If p be the probability of default, the cash flows from the risky corporate bond would be
= (cash flows in the event of default x probability of default) + (cash flows without default x (1 - probability of default))
=> p*0 + (1 - p)*(1 + 8.5%) = (1 - p)*1.085.
The cash flows from the treasury bond would be 1.04. These two should be equal, ie,
1.04 = (1- p)*1.085, implying p = 4.15%.
(Note: The above is a simplification intended for the exam. In reality investors would demand a 'credit risk premium' for the corporate bond over and above the expected default loss rate. They are unlikely to be happy with just being compensated with exactly the expected default loss rate plus the risk-fre rate because the expected default loss rate itself is uncertain. They would demand some premium over and above what the default rate alone might mathematically imply above the risk free rate. In this question, this credit risk premium is ignored.)
NEW QUESTION: 2
The MOST effective biometric control system is the one:
A. which has the lowest EER.
B. for which the false-rejection rate (FRR) is equal to the false-acceptance rate (FAR).
C. which has the highest equal-error rate (EER).
D. for which the FRR is equal to the failure-to-enroll rate (FER).
Answer: A
Explanation:
The equal-error rate (EER) of a biometric system denotes the percent at which the false-acceptance rate (FAR) is equal to the false-rejection rate (FRR). The biometric that has the lowest EER is the most effective. The biometric that has the highestEER is the most ineffective. For any biometric, there will be a measure at which the FRR will be equal to the FAR. This is the EER. FER is an aggregate measure of FRR.
NEW QUESTION: 3
Sie haben eine Ressourcengruppe mit dem Namen RG1. RG1 enthält ein Azure-Speicherkonto mit dem Namen storageaccount1 und eine virtuelle Maschine mit dem Namen VM1, auf der Windows Server 2016 ausgeführt wird. Storageaccount1 enthält die Festplattendateien für VM1. Sie wenden eine ReadOnly-Sperre auf RG1 an.
Was können Sie über das Azure-Portal tun?
A. Generieren Sie ein Automatisierungsskript für RG1.
B. Zeigen Sie die Schlüssel von storageaccount1 an.
C. Laden Sie einen Blob auf storageaccount1 hoch.
D. Starten Sie VM1.
Answer: C
Explanation:
Applying locks can lead to unexpected results because some operations that don't seem to modify the resource actually require actions that are blocked by the lock. Locks are inherited to all of its resources if it applies on resource group level.
Upload a blob to storageaccount1 is possible if we have readonly lock on RG1 since we are trying to modify the data not resource properties.
When a R/O lock is put on a resource, you lock it's properties not the resource. So while a read only lock is present on a storage account(inherited from a resource group), a file can still be uploaded to the already existing container of a storage account.
Incorrect Answers:
Generate an automation script for RG1 is NOT possible in read only mode.
A read-only lock on a storage account prevents all users from listing the keys. The list keys operation is handled through a POST request because the returned keys are available for write operations. When we tried to read the Access Key of the Storage Account , get the below message.
Access blocked The resource is locked Cannot access the data plane because of a read lock on the resource or its parent.
A read-only lock on a resource group that contains a virtual machine prevents all users from starting or restarting the virtual machine. These operations require a POST request.
References:
https://docs.microsoft.com/en-us/azure/azure-resource-manager/management/lock-resources